Living without life insurance puts you and your family at significant financial risk. If illness or accident occur before covered, life will change suddenly for those around you. You know how to take care of your loved ones, make sure they will have time to adjust if you are suddenly not available. Being covered for the worst-case scenario doesn’t have to be difficult, let me help you set up this financial resource should the unexpected occur.
This policy can help pay off a mortgage or fund college education. Let me help you find a coverage plan that can provide help to your family’s loss of income if you die.
This plan can offer guaranteed premiums and life insurance protection for as long as you live. Whole life policies can also accumulate a cash value on a tax-deferred basis which can be used when you need it most.
Let me help with a flexible and customizable coverage plan to meet your needs. A Universal Life policy gives you’re the ability to take loans or make partial surrenders to help with your needs. Loans will accrue interest and withdrawals will reduce the value of the account. This policy can be used to enhance planning for future generations.
This plan will help relieve your family’s anxiety and stress associated with funeral and remaining expenses. Cover your final expenses so you leave memories and not debt to your loved ones.
We know going through insurance plans can be confusing and tedious. Multiple plans, options and expenses make the process even more daunting. It doesn’t have to be.
Sifting through all those plans is our job, and we pride ourselves in finding the best coverage for your needs. We’re here to give you peace of mind, and minimize your headaches when life is throwing you a curveball.
We use a wide range or guides and options to inform you to shop smart. Using data and insurance calculators to aid in your decision-making process. We do side by side comparisons to show you the difference in options from different companies and plans.
We have a strong relationship with carriers and will not hesitate to let you know which might be best for your situation. Changing or buying a new policy can be done over the phone or online with one of our experienced agents. Hufnagle Insurance Group is proud to serve you the policies you need.
Connect with our experts to find coverage and products that will match your needs. We use technology to search for you, to match your needs and budget to find coverage that works when you need it. This helps us to be efficient and effective with your needs, as well as, saving you money.
Providing exceptional service drives us to serve our policy holders. Even during times of great stress and social distancing, we are here for you. Innovating to be better leaders and provide service when and where our customers need us. The world is changing, insurance is changing, you are changing, let us stay on top of the shifting landscape to provide you with essential information.
We use our experience and confidence to bring you peace of mind. We’ve covered thousands of cases and use decades of experience to make your life easier when you’re in need. It is our goal to get you covered and bring you peace of mind. Don’t get caught in a downpour, let us help you get covered.
Term policies can be strongly beneficial to clients, we use term life policies quite often. A customer came to us looking for a better policy after renewing their term policy after 20 years. What most people don’t know is that after the policy runs out it converts to a one-year renewable policy which is subject to cost increases with every renewal.
With multiple renewals after the 20-year policy now the customer was paying over $2500 a month for insurance. These policies are great for the term you sign up for but after that period they need to be revisited for a new term. We found a term life policy that saved him over 60% monthly.
Term life policies can be largely beneficial over term policies because a policy which doesn’t get renewed or converted can leave the policy holder in a difficult spot. Insurance providers can deem you uninsurable or simply make it so expensive that a previous policy holder cannot afford it. This is why we prefer to set you up with a permanent life term insurance plan.
Its easy to get overwhelmed and consider continuing what you had without shopping around. The landscape of insurance changes quickly and what worked yesterday may not today. That’s where we make life easy for you, we search and stay up to date with insurance policies to help you make informed decisions. Insurance coverage for your needs when you need it most.